Buying a Home

Homebuyer Guide

How to Acquire a Loan


Step 1

Contact a
Loan Officer

Contact a loan officer to get the loan process started.

Step 2

Gather Essential Documents

Documents include income and asset documents.

Step 3

Sign Forms

Sign the upfront disclosures and authorization forms.

Step 4

Pre-approval of Loan by Premier

Lock in your mortgage

Step 5

Find Your Home

We recommend working with a local realtor to find the right home for your family’s needs.

Step 6

Lock in Your Rate

Lock in the rate, submit the loan to underwriting, order appraisal.

Step 7

Underwriter Verification

Conditional loan approval after submitting documents to underwriting; work with Premier to ensure that the underwriter has all conditions needed to close the loan.


Step 9

Sign Documents

Sign closing disclosure, sign loan documents with a notary, deposit funds into escrow, fund and record the loan.

Mortgage Calculator

Use our free mortgage calculator to estimate your monthly mortgage payments.