Buying a Home
Homebuyer Guide
How to Acquire a Loan
Pre-Approval
Step 1
Contact a
Loan Officer
Contact a loan officer to get the loan process started.
Step 2
Gather Essential Documents
Documents include income and asset documents.
Step 3
Sign Forms
Sign the upfront disclosures and authorization forms.
Step 4
Pre-approval of Loan by Premier
Lock in your mortgage
Step 5
Find Your Home
We recommend working with a local realtor to find the right home for your family’s needs.
Step 6
Lock in Your Rate
Lock in the rate, submit the loan to underwriting, order appraisal.
Step 7
Underwriter Verification
Conditional loan approval after submitting documents to underwriting; work with Premier to ensure that the underwriter has all conditions needed to close the loan.
Congratulations!
Step 9
Sign Documents
Sign closing disclosure, sign loan documents with a notary, deposit funds into escrow, fund and record the loan.
Mortgage Calculator
Use our free mortgage calculator to estimate your monthly mortgage payments.